1. These Terms and Conditions

1.1 These Terms, including the privacy policy, shall be governed and construed in accordance with English law.
1.2 These Terms and Conditions set out the terms and conditions that apply to the use of mywagez.com (“our website”) and any services that we offer through our website
1.3 These Terms and Conditions should be read with our Privacy Policy

1.4 Please read these Terms carefully before you apply for our products and/or services. Prior to submitting any application for our products and/or services, we will also ask you to accept the terms and conditions that apply to the specific products and/or services that you are applying for.
1.5 Availability of all of our products and/or services is within our sole discretion.
1.6 If you do not agree with these Terms, you must not use our website or apply for our products and/or services.
1.7 We recommend that you print a copy of these Terms for future reference.

2. About Mywagez
2.1. When we refer to “Mywagez”, “we”, “our” or “us” in these Terms, we mean Mywagez Ltd.
2.2. The “Advance” product is not a regulated lending product, it is a salary advance on earned wages.
2.3 Mywagez Ltd are registered in England & Wales (company number 11433009) at registered address The Penthouse, Salisbury House,29 Finsbury Circus, London EC2M 7AQ.

3. Account registration
3.1. To create a Mywagez account, you will be asked to provide certain personal information, as detailed in our Privacy Policy.
3.2. Your employer must be registered as a client.
3.3. As part of the registration process, you agree to us processing your personal data and us and your employer sharing relevant information between each other to enable us to offer the salary advance on earned wages.
3.4. Further details about the personal data that we obtain from you (or from third parties, such as your employer) and how we use such data are set out in the Privacy Policy.

4. Eligibility
Our website is intended solely for users who are 16 years of age or older. By using our website, you represent and warrant that you are 16 years of age or older.​

5. Access to our website and your account
5.1. We do not guarantee that our site, or any content on it, will always be available or be uninterrupted.
5.2. We reserve the right at any time to modify or discontinue, temporarily or permanently, our website with or without notice. You agree that we shall not be liable to you or to any third party for any modification, suspension or discontinuance of our website.
5.3. We may terminate, suspend, restrict or block your access to our website or your Mywagez account at our sole discretion.

5.4. Where possible we will contact you before suspending, restricting or blocking your access to tell you that we are doing so and why.​

6. Security
6.1. You are responsible for safeguarding your login details. You should not share them with anyone or write them down.
6.2. You must contact us immediately if you believe that your account has been compromised or if you believe that the security of your account is in danger.​

7. Communications. By accepting these Terms and Conditions, you consent to receive communications including electronic communications from us.

8. Acceptable use of our website
You may not use our site in any way that breaches any applicable local, national or international law or regulation.

9. Links
Our website may contain links to websites which are owned or controlled by 3rd parties. We have not reviewed or condone the third-party sites, their content or their privacy policies. We not responsible for the privacy practices or content on third party websites.

10. Our liability

Whether you are a consumer or a business user:

10.1 Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.
10.2. We take all reasonable precautions to keep the website and its server free from viruses, corrupt files and other malicious software. We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment or software.

If you are a client:

10.3 We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise.

10.4 we will not be liable for loss of profits, sales, business, savings, revenue, good will, reputation.


11. Your acts and compliance with law
You are solely responsible for your acts and omissions in connection with your use of our website, and we will not be responsible or liable for any claim, action or liability that arises out of or is in any way connected with such acts or omissions. You agree to use our website in compliance with all applicable laws, and not to use our website for any fraudulent purposes.

12. Changes to these Terms
We reserve the right to may make changes to these Terms and Conditions.​

13. We will update our site from time to time.